The Kevin Trudeau Show: 5-9-11
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ATM Fees Rise as Banks Feel Funding Squeeze
March 18, 2011 by admin
Filed under News Stories
March 18th, 2011
Daily Finance
By: Dawn Kawamoto
Before slipping the old debit card into an ATM, consumers may want to think twice if it’s not their own bank’s machine. ATM fees at these non-customer cash-dispensing outposts are edging up, with some hitting the $5 transaction fee mark, according to a Wall Street Journal report.
Some banks are saying so-long to the standard $3 fee as they seek to re-coup lost revenue from debit cards and overdraft charges due to federal regulatory changes, the report notes.
J.P. Morgan Chase (JPM) is trying out a $5 non-customer transaction fee in Illinois, as well as a $4 fee in Texas. PNC Financial Services Group (PNC), meanwhile, is planning to terminate its ATM reimbursement program, which covers transaction fees at non-customer bank machines, later this year. And last week TD Bank Financial Group (TD) eliminated its perk that allowed its customers to use ATMs operated by other banks without charging those customers for a piece of the transaction fee.
Banks brought home a sizable $7.1 billion last year from ATM transaction fees. And of that multi-billion-dollar bonanza, $3 billion was collected by banks whose customers used another institution’s ATM, the report notes.
As more banks are expected to weigh in with higher ATM fees, frequent ATM users may switch to institutions that have the largest network of cash-dispensing machines. Savvy consumers may also opt to double down when at checkout stands that allow them to get cash back when making a purchase, minimizing the impact of the non-customer ATM fee.
Click here for the full report from Daily Finance
Congress Considering Black-Box Requirement for All Autos
April 30, 2010 by admin
Filed under News Stories
April 30, 2010
The Washington Post
By Peter Whoriskey
All new cars would have to be equipped with “black boxes” that record performance data and federal safety regulators would be granted the authority to order immediate recalls under newly proposed auto-safety legislation being considered by Congress.
The draft of a bill was released Thursday by one of the House committees investigating Toyota’s massive recalls for unintended acceleration in its vehicles. Rep. Henry A. Waxman (D-Calif.), chairman of the House commerce committee, and Sen. John D. Rockefeller (D-W.Va.), chair of the Senate commerce committee, have said they intend to collaborate on automobile safety legislation this year.
The draft contains a wide array of provisions. Some require new safety features, such as the black boxes — called event data recorders — and brake override systems that allow a driver to stop a car even when the throttle is stuck open.
